Personally I like the RM20 design and color, maybe I am biased because brown or earth color is my favorite color too. This RM20 note bearing the signature of Governor Jaffar Hussein with the first prefix TF is harder to find compared to TG prefix. So getting one for good price is always a catch for me. Cheers and happy collecting!
an online journal from 2010 as a numismatic in Sabah, Malaysia.